Identity theft and Identity fraud
are terms used to refer to all types of crimes in which someone wrongfully
obtains and uses another person’s personal information in a way that involves
fraud, or deception, for a typical purpose or gain.
If you become victim of identity theft refer to "Identity Theft Victim Quick Response Checklist" for guidance.
1.
Understand
what personal information of yours should be kept private.
| Item | Sensitivity |
| Full Name | Low |
| Address | Low |
| Phone Number | Low |
| Date of Birth | Medium |
| Social Security | High |
| Bank Account Number | High |
| Credit Card Number | High |
| PIN or Password | High |
2. Immediately report lost or stolen credit cards and debit cards
3. Don't keep your social security card in your wallet.
4.
Never
provide your personal information to anyone who contacts you through a
phone solicitation, email, cellular phone.
5. Check your bills and bank statements as soon as they arrive.
6.
Opt
out of pre-approved offers.
7.
Check
your credit reports for free.
8.
Select
strong passwords
9.
Secure
personal information in your own home
10.
Shred all personal information including bank statements, credit card
statements, receipts, pay stubs, tax
information, etc. before placing it in the
trash
11.
Use anti-spyware and anti-virus software.
12.
Get
a mailbox that locks.
13.
Be
wary of online shopping sites. Only
shop at sites that you trust and are secure.